Insurance Agents are State licensed professionals, and these professionals typically advise clients on a variety of insurance and financial products including life & health insurance, disability, or long-term care insurance.
It is important to note that agents are paid by the companies they represent and there is no cost to you, the client to get professional advice.
Insurance agents sell insurance policies that protect individuals and businesses from financial loss resulting from medical misfortunes such as heart attacks, cancer, accidents, and other events that can affect families.
Independent insurance agents typically represent a number of insurance companies or “carriers” and sell the products that most appropriately meet the needs of their clients. Independent agents typically are very well trained and knowledgeable of the complexities of insurance plans and insurance laws. Their expertise allows them to advise their clients about appropriate amounts of insurance and insurance coverage for their particular needs.